Like most types of insurance, your needs don’t usually remain the same forever. Like your life, your insurance needs to evolve and you need to review your auto policy to make sure the coverage you have is what you really need. L & S Agency Inc. in Buffalo, NY is locally owned and customer service oriented. We place the needs of our customers first while working to find the best fitting auto insurance policy for the best price.
When should you review your auto insurance policy?
The most obvious time to review your auto insurance policy is when your policy renews. The top page of your policy is the declaration page and this has all the relevant information you need to consider before actually renewing. Have you paid off your car loan? Do you need to keep collision and comprehensive coverage? Is your liability coverage adequate? Do you need to add roadside assistance coverage?
Another time to review your auto policy is when you get a big increase in your policy premium. What has changed since your last renewal? It may be time to look at other carriers and your independent insurance agent can help.
If you are adding a new vehicle or a new driver, checking your coverage is important. Do you need gap coverage? If you just purchased a brand-new vehicle, your insurance coverage needs to be enough to pay for the loan you have on your vehicle. Is your deductible where it should be? Is your liability coverage where it should be? Especially if you have added a teen driver, you may want to increase your liability coverage.
You should review your auto insurance coverage at least yearly and your insurance agent should be doing some comparison shopping for you to make sure you are getting the best deal.
Get Auto Insurance Today
Contact L & S Agency Inc. in Buffalo, NY when it is time to review your auto insurance policy.