L & S Agency Inc.

3868 S Park Ave
Blasdell, NY 14219

Get Directions
Featured Insurance Blog

How much umbrella insurance should you get?

When it comes to protecting yourself from unforeseen circumstances, umbrella insurance from L & S Agency Inc. can be a great way to do so. But how much umbrella insurance should you get here in the Buffalo, NY area? 

Umbrella Insurance Coverage

The amount of umbrella insurance you need depends on the type and size of assets you have. You want to make sure that your umbrella policy has enough coverage to cover all your valuable possessions in the event of a lawsuit. Generally speaking, most experts recommend getting an umbrella policy with a limit of at least $1 million or more, depending on what you have to protect. 

Umbrella policies are also designed to supplement existing liability coverage such as auto and homeowners insurance. If you already have these policies in place, it is important to make sure that your umbrella policy coverage limit covers any potential gaps in existing coverage. It’s also important to consider different types of liability risks and choose an umbrella policy coverage limit that adequately protects against them. 

Finally, consider working with an experienced independent insurance agent who can help determine exactly how much umbrella insurance you need. They are familiar with the ins and outs of various policies and can provide tailored advice on the best option for your situation. 

Consult With Us

No matter what type of assets or liabilities you have, having sufficient umbrella insurance is crucial for financial security in case of a catastrophic event like a lawsuit or other unexpected circumstances. By taking the time to ask questions of an agent here at L & S Agency Inc. and find appropriate coverage limits, you can ensure that your assets and loved ones are adequately protected from any potential risks. So call us today! We are proud to serve the Buffalo, NY area.