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Blasdell, NY 14219

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Hit the Road with Confidence: Understanding Comprehensive Auto Insurance

Getting a new car on the road can be an exhilarating experience, but there are certain precautions that need to be taken. That’s where the professionals at L & S Agency Inc. in Buffalo, NY come into play. We are able to walk all of our clients through the ins and outs of a comprehensive auto insurance policy. Before you have the chance to hit the road, these policies are a must. Let’s take a closer look at what you need to know before making a final decision.

How Do These Policies Differ From Collision Insurance?

It is important to be able to differentiate between the two. Motorists will often assume that they are one and the same when nothing could be further from the truth. Collision policies offer coverage when accidents occur. On the other hand, comprehensive auto insurance policies are designed to offer coverage to the motorist for all of the other issues that may arise when they are not actually driving the car.

What Problems Arise When I’m Not Driving?

Many motorists will make the mistake of failing to consider the problems that can take place when they are not behind the wheel. This will leave them liable for any damages that do not occur as the direct result of a car accident. Let’s say that the car becomes damaged as a result of a storm or storm-related conditions. With a comprehensive auto insurance policy, the necessary peace of mind is offered.

Is This Insurance Required?

In a word? Yes. If the car is being leased or financed, comprehensive auto insurance is a requirement. Once the vehicle is paid off, the choice is yours but skimping on this type of coverage is not advisable under any circumstances.

Reach Out To Us

Comprehensive auto insurance policies can be tough to understand. When you are ready to get started, schedule a consultation with L & S Agency Inc. in Buffalo, NY. Our team is on hand, ready, and willing to take all of the guesswork out of the decision-making process.