Personal Injury Protection, also known as "No-Fault Insurance," is the statewide standard for all drivers in New York. This medically focused insurance ensures that drivers injured in an automobile accident have certain costs for medical expenses and lost wages covered by their own insurance companies.
Why Personal Injury Protection Matters for Buffalo, NY, Drivers
No-fault insurance from L & S Agency Inc. can help policyholders avoid the stress associated with the medical and financial challenges that often follow auto accidents.
PIP insurance holders benefit from not having to negotiate with outside insurance companies, receiving immediate medical treatment for accident-related injuries, and knowing their financial interests are protected in an accident, regardless of who is at fault.
Winter Driving Hazards
Buffalo is known for its heavy snow and icy roads during winter. Snow and ice-covered roads significantly increase the likelihood of fender benders or serious crashes. Having no-fault insurance coverage ensures local drivers can access urgent medical care without waiting for lengthy approval processes from outside insurance agencies.
Medical and Financial Coverage
Drivers injured in auto accidents often need time off from work and strenuous activities to recover. Components of no-fault and PIP insurance policies provide financial relief for policyholders by covering lost wages during accident-related recovery periods.
Statewide Legal Requirements
Having no-fault insurance in Buffalo is a legal requirement that provides essential financial protection for both covered drivers and passengers who are injured in an accident. Starting a new policy is as simple as contacting a trusted local insurance agent and requesting an auto insurance quote.
Don’t wait until it’s too late to protect your financial interests in an accident. Contact the offices of L & S Agency Inc. today!
