{"id":30,"date":"2022-02-15T04:00:00","date_gmt":"2022-02-15T10:00:00","guid":{"rendered":"https:\/\/www.landsagency.com\/blog\/?p=30"},"modified":"2022-02-04T13:43:33","modified_gmt":"2022-02-04T19:43:33","slug":"4-questions-to-ask-an-agent-about-umbrella-insurance-for-your-business","status":"publish","type":"post","link":"https:\/\/www.landsagency.com\/blog\/4-questions-to-ask-an-agent-about-umbrella-insurance-for-your-business\/","title":{"rendered":"4 Questions to Ask an Agent About Umbrella Insurance for Your Business"},"content":{"rendered":"<p>Are you about to get business umbrella insurance in the Buffalo, NY area? If so, you&#8217;d do well to talk to an agent at L &amp; S Agency Inc. about any concerns and questions you may have. They&#8217;ll do their best to put your mind at ease.&nbsp;<\/p>\n<p><strong>What coverage do I actually need?&nbsp;<\/strong><\/p>\n<p>The size and value of your business operation will matter a great deal here. Brick-and-mortar storefronts have an added layer of risk, since having a larger number of customers around increases the chances that someone can have an accident or cause damage in your space.&nbsp;<\/p>\n<p><strong>What&#8217;s the amount of coverage for each policy?&nbsp;<\/strong><\/p>\n<p>You&#8217;ll want to be clear on what amount would be best for your particular situation. The more risk your company has or the more assets you&#8217;d like to have covered, the higher you should request for the&nbsp;coverage amount. Though you shouldn&#8217;t pay for more insurance than is necessary, it&#8217;s just as important to know that&nbsp;you&#8217;re adequately covered in the event of a lawsuit.&nbsp;<\/p>\n<p><strong>When do I need umbrella insurance?&nbsp;<\/strong><\/p>\n<p>Just because you have a smaller operation doesn&#8217;t mean that you should wait on purchasing umbrella insurance for it. You already likely have a basic commercial insurance policy, but looking into umbrella insurance for those extra areas which might be more at risk is a smart idea. Get the coverage now so that you don&#8217;t end up with any unpleasant surprises that can set your company back by a lot.&nbsp;<\/p>\n<p><strong>Will I be able to afford umbrella insurance for my company?&nbsp;<\/strong><\/p>\n<p>Think about this from a different perspective. Can you afford not to have the right amount of coverage for your business? An accident or some type of lawsuit can cost your company a ton of money if you don&#8217;t have proper insurance in place. It could be bad enough that you&nbsp;have to close your business. Even if this is only for a short while, why take that risk?&nbsp;<\/p>\n<p>At L &amp; S Agency Inc. of the greater Buffalo, NY area, we&#8217;re happy to help you get the commercial umbrella insurance that will protect your business. Contact us today to set up an appointment and get started.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you about to get business umbrella insurance in the Buffalo, NY area? If so, you&#8217;d do well to talk to an agent at L &amp; S Agency Inc. about any concerns and questions you may have. They&#8217;ll do their best to put your mind at ease.&nbsp; What coverage do I actually need?&nbsp; The size [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[5,6],"class_list":["post-30","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-buffalo-ny","tag-l-s-agency-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.landsagency.com\/blog\/wp-json\/wp\/v2\/posts\/30","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.landsagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.landsagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.landsagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.landsagency.com\/blog\/wp-json\/wp\/v2\/comments?post=30"}],"version-history":[{"count":1,"href":"https:\/\/www.landsagency.com\/blog\/wp-json\/wp\/v2\/posts\/30\/revisions"}],"predecessor-version":[{"id":31,"href":"https:\/\/www.landsagency.com\/blog\/wp-json\/wp\/v2\/posts\/30\/revisions\/31"}],"wp:attachment":[{"href":"https:\/\/www.landsagency.com\/blog\/wp-json\/wp\/v2\/media?parent=30"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.landsagency.com\/blog\/wp-json\/wp\/v2\/categories?post=30"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.landsagency.com\/blog\/wp-json\/wp\/v2\/tags?post=30"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}