{"id":130,"date":"2026-03-31T04:00:00","date_gmt":"2026-03-31T10:00:00","guid":{"rendered":"https:\/\/www.landsagency.com\/blog\/?p=130"},"modified":"2026-03-20T14:32:44","modified_gmt":"2026-03-20T20:32:44","slug":"am-i-required-to-get-full-coverage-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.landsagency.com\/blog\/am-i-required-to-get-full-coverage-auto-insurance\/","title":{"rendered":"Am I Required to Get Full Coverage Auto Insurance?"},"content":{"rendered":"<p>Full coverage auto insurance is the most expansive type of coverage you can have. If you want to ensure that your vehicle is fully covered under your auto insurance policy, then you&#8217;ll want full coverage. But is full coverage required? Who should consider full coverage for their vehicle?<\/p>\n<p>Knowing the answers to these questions can help you choose a policy that&#8217;s right for you. The professionals at L &amp; S Agency Inc., servicing&nbsp;Buffalo, NY, are here to help. We can answer your questions about auto insurance and help you decide whether you should get full coverage, liability, collision, or something else.&nbsp;<\/p>\n<h2>About Full Coverage Auto Insurance<\/h2>\n<p>Full coverage auto insurance is a type of insurance that combines multiple types of coverage into a single policy. This means that if you&#8217;re getting full coverage, you are getting policies that include collision, comprehensive, and liability insurance. If you have questions about what&#8217;s covered under full coverage auto insurance, speak with your insurance professional to learn more.&nbsp;<\/p>\n<h2>Who Needs Full Coverage Auto Insurance?<\/h2>\n<p>You can benefit from full coverage auto insurance if you have a car loan. In fact, you&#8217;ll probably be required to get full coverage auto insurance before your car loan is approved.<\/p>\n<p>Even if you don&#8217;t have an auto loan, you may still benefit from full coverage auto insurance if you&#8217;re buying a new car. Full coverage insurance can pay to repair or replace your vehicle if something goes wrong, which is helpful because you may not be able to afford to replace it on your own.&nbsp;<\/p>\n<h2>Contact Your Insurance Agent<\/h2>\n<p>Want to know more about auto insurance options like full coverage? The professionals at L &amp; S Agency Inc., servicing&nbsp;Buffalo, NY, are here to provide you with information to help you make an informed decision as you choose your auto insurance policy.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Full coverage auto insurance is the most expansive type of coverage you can have. If you want to ensure that your vehicle is fully covered under your auto insurance policy, then you&#8217;ll want full coverage. But is full coverage required? Who should consider full coverage for their vehicle? Knowing the answers to these questions can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[21,10,20,6,11],"class_list":["post-130","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-buffalo","tag-insurance","tag-l-s-agency-inc","tag-ny"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Full coverage auto insurance is the most expansive type of coverage you can have. If you want to ensure that your vehicle is fully covered under your auto insurance policy, then you&#039;ll want full coverage. But is full coverage required? Who should consider full coverage for their vehicle? Knowing the answers to these questions can\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.landsagency.com\/blog\/am-i-required-to-get-full-coverage-auto-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | L &amp; S Agency Inc. -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Am I Required to Get Full Coverage Auto Insurance? - Blog | L &amp; S Agency Inc.\" \/>\n\t\t<meta property=\"og:description\" content=\"Full coverage auto insurance is the most expansive type of coverage you can have. 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