A home insurance policy does more than protect your Buffalo, NY, residence. It can also help you when you are away from home. Many people are unaware of or overlook these advantages when shopping for a policy. L & S Agency Inc. can explain the additional protections your policy provides.<\/p>\n
Your home insurance policy offers off-premises protection for personal property. You can find this coverage under Part C of your policy. It protects your personal belongings, wherever you travel, up to a specified limit. Covered risks include theft, fires, and accidental damage. For example, if you leave a laptop or camera in your vehicle and it’s stolen, your home insurance policy will cover their replacement. Similarly, if your luggage is damaged or stolen while traveling, its contents may be replaced.<\/p>\n
Other off-premises provisions include belongings placed temporarily in storage units and items damaged or stolen from on-campus housing at colleges and universities. Note that off-premises coverage is generally limited to 10% of your Part C coverage limits.<\/p>\n
Part E of your policy provides personal liability protection for you and members of your household if you’re sued for bodily injury or property damage you accidentally cause to others. As with personal property protection, this coverage applies wherever you are. If you accidentally damage your neighbor’s property, your home insurance will pay for the damage. Your policy will also cover damages from injuries or mishaps that you are liable for while away from home. Review your policy to determine which incidents are covered and which exclusions apply.<\/p>\n
To learn more about what off-premises coverage is included in your home insurance policy, contact L & S Agency Inc. We’re currently serving Buffalo, NY.<\/p>\n","protected":false},"excerpt":{"rendered":"
A home insurance policy does more than protect your Buffalo, NY, residence. It can also help you when you are away from home. Many people are unaware of or overlook these advantages when shopping for a policy. L & S Agency Inc. can explain the additional protections your policy provides. Protection for Personal Property Your […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[10,22,20,6,11],"class_list":["post-126","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-buffalo","tag-home","tag-insurance","tag-l-s-agency-inc","tag-ny"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t